There is something to be said for leaving a few points hanging for the end of the day, because you never know what the evening will bring.
This evening it was some friends with home-made English-style scones - complete with chocolate chips. She reckoned they were 3 or 3.5 points and when I checked on http://www.dwlz.com/, I found she was dead right. I rounded it up to 4 points, but then again I could do that as I had more than that left from my daily allowance.
A big mug of coffee with plenty of Skim Plus, the best scone I have tasted in years and am I glad I didn't blow it all earlier in the day.
Always keep something in reserve just in case scones arrive for the evening!